Repossession Statute Of Limitations

Statutes of Limitations by State

This guide to statutes of limitations on debt collection by state is for informational purposes only. Debt laws change from time to time, and you should always check with a legal professional or your state Attorney General’s office for current information.

State	Oral Agreements	Written Contracts	Promissory Notes	Open-Ended Accounts
Alabama	6 years	6 years	6 years	3 years
Alaska	3 years	3 years	3 years	3 years
Arizona	3 years	6 years	6 years	6 years
Arkansas	3 years	5 years	5 years	5 years
California	2 years	4 years	4 years	4 years
Colorado	6 years	6 years	6 years	6 years
Connecticut	3 years	6 years	6 years	6 years
Delaware	3 years	3 years	3 years	3 years
Florida	4 years	5 years	5 years	5 years
Georgia	4 years	6 years	6 years	6 years
Hawaii	6 years	6 years	6 years	6 years
Idaho	4 years	5 years	5 years	4 years
Illinois	5 years	10 years	10 years	5 years
Indiana	6 years	6 years	10 years	6 years
Iowa	5 years	10 years	10 years	5 years
Kansas	3 years	5 years	5 years	5 years
Kentucky	5 years	10 years	15 years	10 years
Louisiana	10 years	10 years	10 years	3 years
Maine	6 years	6 years	20 years	6 years
Maryland	3 years	3 years	6 years	3 years
Massachusetts	6 years	6 years	6 years	6 years
Michigan	6 years	6 years	6 years	6 years
Minnesota	6 years	6 years	6 years	6 years
Mississippi	3 years	3 years	3 years	3 years
Missouri	5 years	10 years	10 years	5 years
Montana	5 years	8 years	5 years	5 years
Nebraska	4 years	5 years	5 years	4 years
Nevada	4 years	6 years	3 years	4 years
New Hampshire	3 years	3 years	6 years	3 years
New Jersey	6 years	6 years	6 years	6 years
New Mexico	4 years	6 years	6 years	4 years
New York	6 years	6 years	6 years	6 years
North Carolina	3 years	3 years	3 years	3 years
North Dakota	6 years	6 years	6 years	6 years
Ohio	6 years	6 years	6 years	6 years
Oklahoma	3 years	5 years	6 years	3 years
Oregon	6 years	6 years	6 years	6 years
Pennsylvania	4 years	4 years	4 years	4 years
Rhode Island	10 years	10 years	10 years	10 years
South Carolina	3 years	3 years	3 years	3 years
South Dakota	6 years	6 years	6 years	6 years
Tennessee	6 years	6 years	6 years	6 years
Texas	4 years	4 years	4 years	4 years
Utah	4 years	6 years	6 years	4 years
Vermont	6 years	6 years	6 years	6 years
Virginia	3 years	5 years	6 years	3 years
Washington	3 years	6 years	6 years	6 years
West Virginia	5 years	10 years	6 years	5 years
Wisconsin	6 years	6 years	10 years	6 years
Wyoming	8 years	10 years	10 years	8 years