Before proceeding with any repossession activity, you should verify whether the subject of the account is protected under the Servicemembers Civil Relief Act (SCRA). The verification tool below will direct you to the official database maintained by the Defense Manpower Data Center (DMDC), which is the only authoritative source for confirming active duty military status.
You will need accurate identifying information—typically the individual’s full name, date of birth, and Social Security Number—to complete the search. Once submitted, the system will generate an official certificate indicating whether the individual was on active duty as of a specific date. Always retain a copy of this certificate in your file, as it serves as critical documentation for compliance and audit protection.
SCRA Military Status Verification
Federal law requires verification of active duty military status prior to repossession.
Click below to access the official Department of Defense SCRA verification site.
