January 21, 2025

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Colo. Man Wants Auto Repossession Protections

BROOMFIELD, Colo. — The safeguards intended to prevent mass evictions in Colorado have not been extended to auto loans. But a Broomfield man is one of the people hoping that will change.

“I love this car. It only has 59,000 miles on it,” said Clinton Stephens, who feels like Murphy’s Law (anything that can go wrong will go wrong) was written about the last year of his life. “I never expected something like the pandemic to affect me so greatly. ”

The Broomfield engineer is now driving for DoorDash and GrubHub to make ends meet after struggling with unemployment during the pandemic, a car accident and a hospitalization for COVID-19.

“I almost died. I went to the hospital. I ‘code blued’ in the hospital,” he said. “It was a nightmare.”

Behind on bills, he recently learned his car is up for repossession.

“They call me and they say, ‘you have two days to pay $1,600 or you lose your vehicle,'” he said, saying he could not afford that payment. “I am already on the verge of losing my house as it is. If I lose my car, you know, that’s everything.”

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